Oak Hills and Our Intern, Zig Ziglar, and Diggitty's (Our Local Business of the Week)

Hello Dear Friends,

We Are Serving Oak Hills

The young lady in the photo is my personal intern from Cal State Monterey Bay, Danielle. She is a Business Major and has been a great asset to the team.
Some of you may recognize her from our community meet and greet that we have been doing this summer. Some of you may recognize her from the Vierra Canyon Starbucks where she used to brew a mean cup of coffee.
Danielle has proven to be very intelligent, creative, and a go-getter; which means that she possesses some of the key qualities essential to succeed in any career. I have been very delighted and lucky to have her on the team, and am quite confident that she will achieve any goal she sets for herself.

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The Barry Freeland Team

of Cottage & Castles Real Estate Inc.

"Your Short Sale and Traditional Sale Community Experts"

Office: (831) 449-4642 Mobile: (408) 602-1779

On Vierra Canyon Road next to Starbucks

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Johnny's Mind

I really like and enjoy learning from a fella named Zig Ziglar. He is a mentor and life coach kind of guy that has figured out so many wonderful things in life. I have subscribed to his newsletter and have listened to many hours of his lectures. His catalogue includes anything from raising a healthy child to mastering sales. Today I wanted to include a little story that I happened to come across by him:

The Hitchhiker

By Zig Ziglar

Many years ago when it was reasonably safe to do so, I picked up a hitchhiker just outside of Raleigh, North Carolina. As he sat down he announced that he had just been released from prison. I was shocked and more than a little concerned because the man was also drinking. I asked him why he had been in prison and he said he had been sent up for “bootlegging,” which meant he was making “moonshine” whiskey and selling it. Next I asked him if he had used the time in prison to prepare for a better future. He said yes, he had studied hard the entire time.

Then I asked him what he had learned. With considerable pride he told me that he had memorized the name of every county in every state in the United States and all the parishes in Louisiana. I was stunned and indicated as much, so he challenged me to test him with any state I chose. Since I had lived in South Carolina many years, I chose that state and he proceeded to demonstrate that he knew every county. I was convinced that he could do the same for the other states.

Here was a man who had a very good mind, but a limited education. Had he utilized his mind completely during the three years he had been incarcerated, he could have acquired knowledge that would have equipped him for a better life. Unfortunately, he didn’t and he is not alone. Many people go through life collecting trivia or useless information when they could invest their time more wisely.

Think about it. Study and learn the things that will make a difference in your life and I will SEE YOU AT THE TOP!

Zig Ziglar is known as America’s motivator.

There’s not a lot you can do about the national economy but there is a lot you can do about your personal economy. ~Zig Ziglar

Here is the link to his newsletter: Zig Ziglar

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The Local Business of the Week

Diggitty's Hot Dog and Ice Cream

The Barry Freeland Team

of Cottage & Castles Real Estate Inc.

"Your Short Sale and Traditional Sale Community Experts"

Office: (831) 449-4642 Mobile: (408) 602-1779

On Vierra Canyon Road next to Starbucks

"Bye, Bye Every One and Have A Great Day!"-Barry 

The Salinas Rodeo Parade, and A Solar Energy Perspective,

The Salinas Rodeo
My family and I went to see the beautiful horses and awesome folks at the parade in oldtown Salinas last Sunday, and man O man was it cool.
Here are some photos that I took:

Why Short Sale Now?

·    Debit forgiveness: Short sale proceeds can be payment in full for first and second mortgages. The programs won’t last

·    Tax forgiveness: For a limited time the Federal Government is waving the tax consequence of Short Sales. Tax forgiveness is set to expire soon

·    Stop debit collectors and Escape the unspoken trap of deficiency judgments on renegotiated loans, refinanced loans and second mortgages. They can chase you forever and they do!

·    Purchase a newer or bigger home now: Short Sellers can purchase a new home immediately. Program may end but is now in effect.

·    Receive $3000 to $30,000 short sale moving incentive: HAFA plus bank limited time promotional programs without repayment obligation.

·    Save your credit rating: Short selling can have a minimal credit impact.

Take advantage of these programs which expire soon, the process has exceptions and must be managed correctly. To learn the particulars, call Barry Freeland.

Our team specializes in Short Sales. Call: # 831-449-4642, Mobile # 408-602-1779, email: BFree18469@AOL.Com   Cal DRE Lic #00449759

A Solar Perspective from me, John Fleet
I don't know if any of you know this, but I am a certified Photovoltaic (solar) sales and proposal development specialist for both residential and commercial properties from Foothill College in Los Altos California.
Yes it's true, another one of my many talents.
Although I do believe that solar energy has many advantages and is indeed the future, many of us, including my-self, cannot make it a sound investment because it is less expensive to pay the power company.
Last I heard, the average household uses about 5KW/month, so unless you get into those top tiers of the pay scale, it is just not economically sound. If you have or plan on buying an electric car, then a solar system is definitely a way to go.
Electric car companies should, if they don't already, include a package with a solar system when selling their vehicles. At least some kind of rebate. Those cars tend to consume about 4-5 KW, which is the amount that an average home uses.
There will be a time when the solar energy and the cost of a energy from a power company will be equal and shortly after or around that time the cost to install solar will be expensive. High demand will ensure high cost until the equalization factor sets in, which by then one will have missed out on the huge savings.
Like all good business executions, it is all about timing.



If any one would like a free consultation on whether or not Solar is the right move for your home or business, you can call me: Johnny at (408) 646-7865
What I need you to have available:
1)Last 12 utility bills
2)Location
3)You to be the property-owner, or permission form the property owner
4)Do pay over $125/month for electricity portion of the utility bill?

Here is a cool article that I found about Green energy for the office:.


Moss Landing
We have expanded our territory into Moss Landing. Yesterday, we went around the Moss Landing Community and introduced ourselves to them. What a great bunch of folks. We were greeted with smiles and handshakes.

Oak Hills
We will be doing a meet, re meet, and greet in the Oak Hills area this Tuesday and Wednesday. Our lovely intern Danielle and I will be out introducing ourselves and letting the community know that we have the answers to their Real Estate Questions regarding what ever it is you want to know:
1-Comparable
2-The Market
3-Truth behind Loan Mods
4-Short Sales
5-How to come on top if your house is under water
6-New Houses on the Market
7-_________________________

Prunedale Lions Club, & Expirations for HAFA and Tax Foregiveness-

Hello all,

Today we met with the Prunedale Lions Club.

What a great group of folks!!!!

Barry gave a very informative and appreciated presentation about loan-mods and short sales.

After the meeting, Barry and I ate lunch with the Club President, Bob Graves, and had a great time talking about life.

I posted their latest upcoming event flier in the event section.

Short Sale News

Mortgage Forgiveness Debt Relief Extended - Updated 04/13/10
On April 12, 2010, SB 401, the Conformity Act of 2010 was enacted. It allows taxpayers who had all or part of the loan balance on their principal residence forgiven by their lender to exclude the forgiven debt from California gross income. The new law applies to discharges of qualified principal residence indebtedness on or after January 1, 2009, and before January 1, 2013.

New law - Taxable years 2009 through 2012

California law conforms, with modifications, to federal mortgage forgiveness debt relief for discharges that occurred in tax years 2007 through December 31, 2012. The amount of qualifying indebtedness is less than the federal amount and California imposes a state-only limitation on the total amount of relief excluded from gross income. The following summarizes the differences between the federal and California provisions. Federal provision applies to discharges occurring in 2007 through 2012, and:

• Limits the amount of qualified principal residence indebtedness to $2,000,000 for taxpayers who file as married filing jointly, single, head of household, or widow/widower, and to $1,000,000 for taxpayers who file as married filing separately.
• Does not limit the debt relief amount; it only limits the indebtedness amount used to calculate the debt relief amount.
• See the federal law Mortgage Forgiveness Debt Relief Act and Debt Cancellation for more information.

California provision applies to discharges that occurred in 2007 through 2012, and:

Taxable years 2009 through 2012

• Limits the amount of qualified principal residence indebtedness to $800,000 for taxpayers who file as married/registered domestic partners (RDP) filing jointly, single, head of household, or widow/widower, and to $400,000 for taxpayers who file as married/RDP filing separately.
• Limits debt relief to $500,000 for taxpayers who file as married/RDP filing jointly, single, head of household, or widow/widower, and to $250,000 for taxpayers who file as married/RDP filing separately

for access to website of this info and more click here

Awesome Events

The Barry Freeland Team Flier of the Week

Is Your House ‘Under-Water’?

THE SOLUTION: Climbing back to the top with Barry Freeland’s Expertise!

Barry Freeland

Cottage & Castles R.E. Inc.

****FREE CONSULTATION****

PH #(831) 449-4642

“ Habla Espanol?” (408) 646-7865

DRE Broker’s Lic #00449759